Federal Stafford loans for graduate and undergraduate students.

The Strong Foundation administers a loan program for American college students, studying in the U.S. or abroad, who are entering their FINAL year of study in a baccalaureate or graduate degree program. Loans are made solely on the basis of individual merit, without regard to race, sex, or religion, are interest-free and do not require collateral. Applicants must be enrolled, as full-time students, in an accredited four-year college or graduate school. Our maximum loan is $5,000. The terms of repayment are based upon monthly income after graduation and are arranged with each individual so as to work a minimum of hardship.

Since 1938, thousands of college students have benefited through the student loan program created by the generosity of Claud A. Hatcher, President of Nehi Corporation which became Royal Crown Cola Company. Sixty-nine years later the Fund still operates as a nonprofit private foundation granting low interest rate student loans to qualified individuals who otherwise might not be able to attend college. Eligibility Requirements for a Student Loan * United States citizen. * Full-time student (12 hours per term) enrolled in classroom instructional credit hours on the campus of a 4-year college or university located in the United States. A loan cannot be made if you will be enrolled in a vocational or technical school/college, a two-year college, at a branch campus, or an online-program. Loans are not available for a first-time applicant to study abroad. * Enrolled in a bachelor's degree program with a broad liberal education component. Borrowers who have an undergraduate loan with the Fund will be considered for a graduate study loan if they will be enrolled for 9 or more classroom instructional credit hours. * Not for study leading to profession careers in law, medicine, or ministry. * Credit-worthy (applicant must have good or no credit history). * Academic record (grade-point average, class rank and curriculum) must indicate degree requirements of the chosen college or university can be met. * Entering Freshmen must have a minimum composite ACT score of 20 or combined verbal/critical reading and math score of 950 on the SAT. * Provide a credit-worthy (good credit history) endorser of legal age and a United States citizen. A parent or relative may be your endorser. An endorser is an individual who agrees to repay the loan in the event you do not. A report from a consumer credit reporting agency will be used in determining the acceptability of an endorser. A first-time applicant has one opportunity to name a qualified endorser. * The loan period of an application may cover up to 2 consecutive semesters and a full summer term or 4 consecutive quarters. * Qualified educational expenses include tuition and fees, cost of on-campus or off-campus room rent, meals, as well as books and supplies.

The Evalee C. Schwarz Charitable Trust for Education was created under the Will of Evalee C. Schwarz to provide interest-free loans to undergraduate and graduate students who demonstrate exceptional academic performance and significant financial need. High school seniors may also apply. Students seeking to qualify for a loan from the Evalee C. Schwarz Charitable Trust for Education must: * Be a U.S. citizen at the time of application. * Qualify for financial need in the form of government grants. (Please complete the Free Application for Federal Student Aid (FAFSA). The FAFSA can be obtained by using the link listed below.) o www.fafsa.ed.gov * Be enrolled in a school in the state in which the student resides. * Demonstrate an outstanding combination of class rank and standardized test scores. Test scores must be in the top 10% of nation-wide scores. * Not be seeking a law degree.

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